• Primary Insurance
• Primary & Secondary Insurance
• Primary Health & Medical Insurance
• Primary Home & Auto Insurance

Primary Insurance

There are many types of insurances that you can get these days. Two of these types are primary insurance and excess insurance. The first, which is primary insurance can be explained as having a property or a liability insurance policy that covers up to the policies limit (usually after deductibles).
Full Coverage insurance is also called Primary Insurance because most of these policies covers just about everything that could ever possibly happen in health, life, car or house. You might want to think about what coverage would best benefit you most and the requirements of your state when purchasing housing, cars, or health insurance or even life insurance. Some companies require a minimum policy amount that you pay out each month, so you would also want to look at that when you are in a budget situation like most American's are now a days.

An Excess policy would be explained as someone having a back up plan to cover any loss or damages that wasn't covered under the main coverage plan. This kind of coverage is applied after the initial coverage benefits have been applied and paid for by the insurance company.

A couple of examples would be Health Insurance where the insurance covers the majority of the costs of your medical bills or auto insurance where most of the bills are covered by the highest payout on the car insurance. Another Example of primary coverage would be if you were working and was on medicaid and still had your employer's coverage plan. The coverage plan of your employer's